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Class 3 RatingIMG-1278The fire insurance grading classification of a municipality or legal district for fire insurance rating purposes is an intricate engineering procedure made up of many factors, among which are: The fire department, the water supply, emergency communications, the fire prevention code, the public fire safety education programs, and fire investigations. 

A municipality's or legal district's fire insurance rating classification may range from Tenth Class as the highest fire insurance rating category, to First Class as the lowest fire insurance rating category. At the present time the lowest fire insurance rating category achieved in Mississippi is a Two Class. 

As of July 6, 2020, we are proud to announce that the City of Starkville and Mississippi State University are rated as Class 3.   


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